Personal CFO
India-first financial planning

Will your money outlast you?

Personal CFO turns your finances into a clear, tax-accurate 30-year plan — so you know exactly when you can retire, whether your goals are funded, and what to do next.

No credit card. Free plan forever.

60-second check

Am I on track to retire?

No sign-up needed. Five numbers, an instant answer.

How it works

  1. Tell us the basics

    Your age, income, savings and goals — or let our AI draft a plan from a conversation.

  2. See your future

    Tax-accurate 30-year projections, Monte Carlo odds, and 8 stress tests — instantly.

  3. Know what to do

    Clear, prioritised actions: how much to invest, when you can retire, what to fix first.

Why Personal CFO

Built for Indian taxes

HRA, 80C, 24(b), LTCG indexation, NPS, EPF/PPF and crypto VDA — modelled, not guessed.

Real risk, not vibes

Correlated Monte Carlo and 8 stress tests show how your plan survives crashes, job loss and inflation.

Your whole household

Spouse, children and parents — incomes, goals and tax optimised together.

Private by design

Your data is yours. We never sell or share it, and you can delete everything anytime.

Start free, upgrade when you need more

Free

Free

See where you stand — forever.

Pro

₹499 /mo

Every tool, no ceilings.

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What early users say

I finally know the year I can actually retire — not a vague hope, a number I can plan around.
Software engineer, Bengaluru
The stress tests changed how I invest. Seeing my plan survive a 2008-style crash was worth it alone.
Doctor, Pune
I hand clients a branded report in minutes instead of an afternoon in Excel.
Fee-only RIA, Mumbai

Your financial future, in focus.

Free to start. No card. Five minutes to your first plan.

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